Small Business Loan Underwriter

Reston, Virginia, United States · Credit

Description

Do you enjoy creative problem solving and working with cutting edge technology? Are you ready to take your career to the next level? Join StreetShares and see your work make a difference at a fast-paced, growing startup. We are looking for an enthusiastic Underwriter to join the StreetShares Credit team, where you will be underwriting StreetShares’ unsecured and secured lending products, including term loans, lines of credit, and invoice factoring. As an Underwriter, you will be responsible for compiling and reviewing credit files, making credit decisions, and working with the sales and credit teams to ensure a smooth customer experience. You will report to the Head of Underwriting, and be located in our metro accessible headquarters in Reston, VA.


Responsibilities

• Review credit files and make decisions to approve or decline; determine credit limits, interest rates, and other loan elements in accordance with StreetShares credit policy

• Analyze large amounts of data, weigh risk factors appropriately, and make sound credit decisions.

• Financial statement analysis – read a balance sheet, income statement, and cash flow statement to understand underlying business trends

• Compile relevant data from numerous sources and conducting cash flow analysis using bank statements

• Communicate effectively with the sales team and other members of the credit team regarding underwriting details, deal structure

• Display ownership – take on existing processes & reporting, and make process improvements


Requirements

Benefits

StreetShares offers a competitive salary with full benefit package including insurance coverages, a company stock option program, gym memberships, and cell phone reimbursements

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